Bill Decoder → Action Plan
Decode your electricity bill against real utility tariff data. See your effective rate, find which plan you're likely on, and discover savings.
Your Inputs
Enter your zip codeand bill details. We'll compare your bill against every available rate plan from your utility using real tariff data.
Optional. Customer charge, delivery charge, etc. Leave 0 if unsure.
Results
Your effective rate
- Total bill
- $180.00
- Energy charges (approx)
- $180.00
- Fixed charges
- $0.00 (0%)
- Usage
- 900 kWh/month
- Effective rate
- 20.0¢/kWh
- Your bill looks consistent with available rates for your area and usage.
- Monitor your usage monthly and compare against the cheapest plan periodically.
- Consider solar to hedge against future rate increases.
Effective rate calculation: We subtract your fixed charge from the total bill, then divide by your monthly kWh usage. This gives you a true energy cost per kilowatt-hour that accounts for demand charges, fuel adjustments, and other variable fees.
Rate plan comparison: We look up every available rate schedule for your utility using the OpenEI URDB database (52,000+ real tariffs). For each plan, we calculate the exact monthly cost at your usage level and compare it to your actual bill.
Plan matching: We identify the plan whose calculated cost most closely matches your actual bill. Differences may be due to taxes, rider fees, seasonal adjustments, or demand charges not captured in the base tariff data.
Limitations: Not all fees appear in published tariffs. Deregulated market areas may show limited results. Always confirm plan availability with your utility.
Recommended Next Steps
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What to Do Next
Now that you know your effective rate, explore these tools
Get personalized energy recommendations
Tell us about your home and goals — we’ll connect you with the right information and local resources.
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