title: "IRA Home Energy Rebates: State Rollout Tracker (2025–2026)" date: 2026-01-15 category: Policy tags: ["IRA", "rebates", "HOMES", "HEEHRA", "state programs"] summary: "The status of IRA home energy rebate programs by state — which are live, which are pending, and how to apply."
IRA Home Energy Rebates: State Rollout Tracker
The Inflation Reduction Act authorized $8.8 billion in home energy rebates through two programs: HOMES (Home Owner Managing Energy Savings) and HEEHRA (High-Efficiency Electric Home Rebate Act). These programs are administered by individual states, and rollout timelines vary significantly.
Program Overview
HOMES Rebates ($4.3 billion total)
Performance-based rebates for whole-home energy retrofits:
- 20–35% energy reduction: $2,000 rebate (or $4,000 for low/moderate income)
- 35%+ energy reduction: $4,000 rebate (or $8,000 for LMI)
- Applied as a rebate (reduces project cost) — not a tax credit
- Available through contractors who model the energy savings
HEEHRA Rebates ($4.5 billion total)
Point-of-sale rebates for specific electric appliances (income-qualified):
- Heat pump HVAC: up to $8,000
- Heat pump water heater: up to $1,750
- Electric stove/cooktop: up to $840
- Heat pump dryer: up to $840
- Insulation/air sealing: up to $1,600
- Electric panel upgrade: up to $4,000
- Electric wiring: up to $2,500
- Maximum combined: $14,000 per household
- Available to households at or below 150% of area median income (AMI)
State Rollout Status (as of early 2026)
| State | HOMES | HEEHRA | Notes | |-------|:-:|:-:|---| | Arizona | Accepting applications | Pending | AZ Commerce Authority administering | | California | Live | Pending | Through existing TECH Clean program | | Colorado | Live | Accepting applications | Colorado Energy Office | | Connecticut | Live | Live | Energize CT portal | | Florida | Pending | Pending | Slow rollout | | Georgia | Pending | Pending | | | Hawaii | Live | Live | Hawaii Energy | | Illinois | Live | Pending | Through IL EPA | | Maine | Live | Live | Efficiency Maine Trust | | Massachusetts | Live | Accepting applications | Mass Save integration | | Michigan | Live | Pending | Michigan EGLE | | Minnesota | Live | Accepting applications | CERTs partnership | | New Mexico | Live | Live | Early adopter | | New York | Live | Live | NYSERDA administering | | Oregon | Live | Live | Energy Trust of Oregon | | Pennsylvania | Pending | Pending | | | Rhode Island | Live | Live | RI Energy | | Texas | Pending | Pending | SECO administering | | Virginia | Pending | Pending | | | Washington | Live | Live | WA Commerce | | Wisconsin | Live | Pending | Focus on Energy |
Note: Status changes frequently. Check energystar.gov/scams or your state energy office for current information.
How to Apply
The application process varies by state, but generally:
- Check eligibility: Income qualification (for HEEHRA), property type, and state-specific requirements
- Find an approved contractor: Most states require using a contractor registered with the rebate program
- Get an energy assessment: HOMES rebates require modeled energy savings; some states accept deemed savings for common measures
- Complete the work: Contractor installs approved measures
- Submit documentation: Invoices, energy models, and completion certificates
- Receive rebate: As a point-of-sale discount (HEEHRA) or post-project payment (HOMES)
Key Considerations
- Income verification: HEEHRA requires income documentation. Some states use self-attestation, others require tax returns or pay stubs.
- Stacking with tax credits: IRA rebates CAN be stacked with 25C/25D tax credits for the same measures (the rebate reduces the cost basis for the tax credit, though).
- Contractor availability: As programs ramp up, contractor availability may be limited. Getting on waiting lists early is advisable.
- Funds are finite: Once a state's allocation is exhausted, programs close. Early participation is advantageous.